Financing
A Journey to your
Home Loan
It is important you know your financial situation prior to starting your home search. Meeting with your Mortgage loan officer to get prequalified for a home loan can correctly set your home affordability expectations and will streamline the home buying process.
*Contact me with questions as I am a Mortgage loan officer and a California Real Estate Agent.
always start at
the Pre qualification
The general documents needed for initial financing:
Application with all borrowers listed
Pay stubs, w-2s or other proof of income
3-6 months of bank statements and proof of assets
Credit History (we pull this with your approval)
Gift Letters (If down payment is being gifted by family)
Photo Identification of all borrowers
Renting history (If you do not already own a home)
The FinancE
process
Anytime you have questions please feel free to contact me! I am always happy to help how I can. Here are some resources for you.
*Click here for a printable checklist
*Click here for a home Criteria Guide